Inspections & ReservesStructural Integrity Reserve Study (SIRS) Requirements in Florida
A Structural Integrity Reserve Study is a formal assessment of the building components that keep a structure safe — and of the money an association needs to be setting aside to maintain them. For associations covered by HB 1021 and Florida Statute 718, the most recent SIRS is one of the records that must be posted online where owners can find it.
What a SIRS covers
A SIRS examines the structural and life-safety components of the building and estimates their remaining useful life and replacement cost. It is what turns deferred maintenance from a surprise into a line item — and it is the document owners are most likely to ask about when a special assessment appears.
It has to be posted, not just filed
Commissioning the study is only half the obligation. Alongside your inspector-prepared structural integrity and life safety inspection reports, the most recent SIRS belongs in your association's online portal, available to owners. Like most official records, it is due within 30 days of the association receiving it.
A common gap: boards commission the study, receive the PDF, and file it in an email thread. The obligation is not satisfied until it is posted where owners can reach it — and a study that was posted two cycles ago is no longer “the most recent.”
How Florida 1021 handles it
Your SIRS and inspection reports sit alongside every other required record, tracked against the deadline rather than parked in a folder. When a newer study supersedes an older one, the system knows. When an inspection cycle comes due, it tells you before an owner does.
This page is a plain-language summary for board members and is not legal or engineering advice. Consult your association attorney and a licensed inspector for requirements specific to your building.